Allclear Finance, the main trading name of Harrington Brooks, provides debt-management advice for people struggling to meet monthly repayments on unsecured credit such as bank loans and debt run up on store cards. Allclear does not take on the debt, but negotiates with creditors and pays them on the customer’s behalf. The customer then receives a consolidated monthly bill from Allclear, which includes a £35 fee. Sales rose 110% a year from £407,000 in 2000 to £3.7m in 2003, when the firm made a healthy profit.
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