With Britain expected to have 16m citizens aged 60 or more by 2021, this company, which builds sheltered accommodation across south England, is in a growth market. Brothers Spencer and Clinton McCarthy began with thatched stone cottages, but their sales and profits rose strongly when they switched to building high-density housing on brownfield sites. With new offices in Surrey and Birmingham, Churchill Retirement has grown sales 69% a year, from £5.1m in 2001 to £24.6m in 2004.
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