If you have not been able to make your monthly credit-card repayment to your high-street bank, Marlin Financial Group might buy that debt at a reduced price and attempt to recover it. In 2006 founder and group chief executive Martin Dunphy led a buyout from its American owner. Four years later, Duke Street Capital bought a 58% stake. In 2009 Marlin was included in a Channel 4 exposé of the credit industry, but an independent legal review found no evidence to support the assertions made in the programme. Sales rose 71% a year, from £2.3m in 2006 to £11.5m in 2009 as a result of improving its analytical tools.
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