The Richmond Group says it procures loans for 10,000 customers a week who cannot access credit any other way, perhaps because of a poor credit history. The business offers its own unsecured loans through its FLM Loans subsidiary and its Loanfinder UK brand sells other companies’ loans. Payment Guard provides accident, sickness and unemployment insurance, and Debt Line offers debt-management services. Profits at the Bournemouth firm have grown 76% a year from £2.7m in 2006 to £15m in 2009 under the leadership of its founder, James Benamor.
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