Founders David Jackson and Charles Cooper-Driver, both 57, developed this Surrey company’s patented telephone-payment method when working at a call centre. Its Cardprotect software masks keypad tones when consumers type card information into a phone keypad, so the payee cannot access the payment information. Semafone started in 2009 and in 2014 it raised £5m from BGF and Octopus Ventures. It has clients in 25 countries and international sales rose to £4.4m in 2016.
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